Finding affordable car insurance as a young driver in Ireland often feels like a maze of confusing quotes and hidden fees. Cover in a Click promises a simpler path: compare 15 insurers online, grab a €100 discount, and get covered in minutes.

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Companies compared: 15 ·
Trustpilot reviews: 76 ·
Online discount: €100 ·
Target audience: Young drivers in Ireland ·
Phone number: 01 960 9700

Quick snapshot

1Confirmed facts
2What’s unclear
  • Exact number of active customers or total quotes processed annually (Cover in a Click – website)
  • Central Bank of Ireland registration number not publicly listed on site (Trustpilot – regulation mention)
  • Whether the €100 discount applies to all policy types or only first-time buyers (Cover in a Click – discount terms)
  • Discrepancy between 4.6/5 rating on Cover in a Click’s site (850 Google reviews) and 4.0/5 on Trustpilot (76 reviews) (Trustpilot – Cover in a Click)
3Timeline signal
4What’s next
Founded Website Telephone Address Insurers compared Discount Regulation
2016 (approximate) coverinaclick.ie 01 960 9700 16 Main Street, Blackrock, Co. Dublin, Ireland 15 €100 for online purchase Central Bank of Ireland (authorised intermediary)

Is Cover in a Click legit?

How does Cover in a Click work?

  • Cover in a Click is a price comparison website, not an insurer. It partners with 15 insurance companies including Aviva, AXA, and Liberty Insurance (Cover in a Click – homepage).
  • It is operated by Cover in a Click Limited, registered in Ireland. On Trustpilot, the profile states that City Financial Marketing Group Ltd T/A Coverinaclick.ie is regulated by the Central Bank of Ireland and a member of Brokers Ireland (Trustpilot – regulatory details).
  • The website claims to be trusted by over 100,000 customers and displays a Google review score of 4.6 out of 5 based on 850 reviews (Cover in a Click – trust signals).

Customers praise the ease of signing up and competitive pricing. However, complaints about long hold times and difficulty reaching customer support appear in Trustpilot reviews (Trustpilot – negative feedback). Remember: claims are handled by the underwriter, not Cover in a Click.

The catch

The €100 discount may not apply to every policy type, and the Central Bank registration number isn’t displayed on the website — leaving customers to verify independently.

The trade-off: Easy online quotes and a €100 discount come at the cost of limited direct support and reliance on the insurer for claims.

Is Cover in a Click regulated in Ireland?

Based on Trustpilot profile information, City Financial Marketing Group Ltd T/A Coverinaclick.ie is regulated by the Central Bank of Ireland (Trustpilot – regulation). The company is also a member of Brokers Ireland (Trustpilot – membership). However, the Central Bank register search does not immediately return a specific entry for Cover in a Click under that trading name. Prospective customers should verify directly via the Central Bank of Ireland register search.

Bottom line: Cover in a Click appears legitimate based on its regulatory status and memberships, but the lack of transparent registration details means shoppers should confirm before buying. For young drivers seeking fast quotes, it is worth a try. For those wanting full transparency, cross-check with the Central Bank register.

What are the contact details for Cover in a Click?

What is the phone number for Cover in a Click?

The official phone number is 01 960 9700 (Cover in a Click – support page). Lines are open Monday to Friday, 9am–5:30pm, and Saturday 10am–2pm. There is no 24/7 support; urgent queries are directed to the insurer’s claims line.

What are the opening hours?

  • Monday to Friday: 09:00–17:30
  • Saturday: 10:00–14:00
  • Sunday: closed

These hours are confirmed on the support page and match Waze listing data (Waze – Cover in a Click hours).

What is the mailing address?

The support page lists Insurance House, 62A Terenure Road North, Dublin 6W (Cover in a Click – address). This differs from the address earlier listed as 16 Main Street, Blackrock; customers should use the Terenure address for correspondence.

What this means

Having two addresses online adds confusion. If you need to send documents or a formal complaint, use the Terenure Road North address from the official support page.

The pattern: Contact details are mostly clear, but the address inconsistency and limited hours mean you can’t rely on walk-in or after-hours support.

What is the Breakdown Assistance number for Cover in a Click?

Is breakdown cover included with Cover in a Click?

Breakdown assistance is not provided directly by Cover in a Click; it is offered through the insurance policy you choose. The emergency number depends on your selected insurer — typical providers include Allianz Breakdown and AXA Assistance (Cover in a Click – product info). Always save the breakdown contact from your policy documents.

Who does Martin Lewis recommend for breakdown cover?

Martin Lewis, the UK consumer finance expert, recommends comparison-shopping for breakdown cover rather than sticking with a single provider. He does not give an exclusive endorsement to Cover in a Click (MoneySavingExpert – breakdown cover guide). In the Irish market, the same principle applies: compare quotes from multiple providers.

The upshot

Young drivers bundling breakdown cover with car insurance may save time, but they could miss cheaper standalone policies. Always check the breakdown terms before buying.

Who are the top car insurers in Ireland?

Who makes the best car cover for the money?

Through Cover in a Click, you can access quotes from Aviva, AXA, Liberty Insurance, Allianz, Zurich, and others. Aviva Zero, for example, is a usage-based policy that can be cheaper for low-mileage drivers (Aviva – Aviva Zero). The €100 discount advertised by Cover in a Click claims average savings for online buyers, but the best value depends on your personal profile.

Who are the top 5 insurers in Ireland?

According to Cover in a Click’s partnership list and market data, the top insurers include:

  • Aviva
  • AXA
  • Liberty Insurance
  • Allianz
  • Zurich

Consumer surveys from the Central Bank of Ireland and AA Ireland suggest considering both price and customer service ratings when choosing (AA Ireland – car insurance).

Why this matters: The €100 discount is attractive, but the real savings come from picking the right insurer for your driving habits. Cover in a Click gives you a shortcut to quotes, not a guarantee of the best deal.

How does Cover in a Click compare to other insurance services?

Cover in a Click compares 15 insurers, while some competitors like Compare.ie claim 17. The unique edge is the €100 online discount aimed at young drivers. Here’s how it stacks up against direct quotes and other comparison sites.

Aspect Cover in a Click Direct insurer quotes Other comparison sites (e.g., Compare.ie)
Number of insurers 15 1 (single insurer) 17 (Compare.ie)
Online discount €100 Varies by insurer Seldom advertised upfront
Young driver focus Yes (drivers 17+) Often higher rates General audience
Phone support 01 960 9700 (limited hours) Usually full-service Email/web only sometimes
Multi-product Car insurance only Various products Often multi-product

The trade-off: Cover in a Click’s €100 discount and young-driver focus are real advantages, but narrower insurer pool and limited support may push some shoppers toward a direct policy or a broader aggregator.

Bottom line: Cover in a Click is a legitimate price comparison tool for young drivers in Ireland, not an insurer. Its €100 discount is a genuine perk, but limited support hours and an unclear Central Bank registration mean customers should verify details independently. For drivers aged 17–25 who prioritise price, it is worth a quote. For those who want full service and transparency, compare with a direct insurer or a larger comparison site.

Clarity check

Confirmed facts

  • Cover in a Click Ltd is registered in Ireland (Cover in a Click – about)
  • Phone number is 01 960 9700 (support page)
  • They compare 15 insurance companies (homepage)
  • They offer a €100 discount for online purchase (discount info)
  • Regulated by Central Bank of Ireland via City Financial Marketing Group Ltd (Trustpilot)
  • Member of Brokers Ireland (Trustpilot)

What remains unclear

  • Exact Central Bank registration number for Cover in a Click
  • Whether €100 discount applies to all policies
  • Total number of active customers
  • Discrepancy in ratings: 4.6 on site vs 4.0 on Trustpilot
  • Response rate to negative reviews (28% as per Trustpilot)
  • Full terms of the online buy-in-minutes guarantee

What customers say about Cover in a Click

“Good quote for my car insurance today. Easy process and no huge delay.”

— Trustpilot customer review (March 2025) Trustpilot

“We compare car insurance quotes from 15 leading companies in Ireland to find the best policy.”

— Cover in a Click homepage coverinaclick.ie

“Switching providers saves drivers an average of €150 per year.”

— AA Ireland Car Insurance Survey (2024) AA Ireland

Summary

Cover in a Click offers a genuine shortcut to car insurance quotes for young drivers in Ireland, backed by a €100 online discount and partnerships with 15 insurers. But the limited transparency around its Central Bank registration, mixed customer service reviews, and low response rate to negative feedback mean shoppers should approach with eyes open. A young driver in Dublin looking to save fast should make Cover in a Click a reasonable first stop — but only after checking the Central Bank register and comparing the final quote against a direct policy from the same insurer.

Additional sources

facebook.com, tiktok.com, tiktok.com, tiktok.com, cover-in-a-click-coverinaclickie.wheree.com, tiktok.com

For another perspective on digital insurance in Ireland, check out our detailed Red Click Car Insurance review which covers a similar online-first provider.

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Frequently asked questions

Can I get a car insurance quote from Cover in a Click without a driving license?

Yes, you can start a quote without a full licence; Cover in a Click offers policies for drivers with a provisional licence aged 17+.

Does Cover in a Click insure drivers with penalty points?

Yes, but the premium will reflect the risk. You must declare all penalty points when getting a quote.

How long does it take to get a quote from Cover in a Click?

The online process takes about 5–10 minutes, with an instant quote displayed once you enter your details.

Can I modify my policy after buying through Cover in a Click?

Modifications must be handled directly with the insurer you chose, as Cover in a Click only facilitates the purchase.

What documents do I need to get a quote from Cover in a Click?

You’ll need your personal details, driving licence number, vehicle registration, and details of any no-claims bonus.

Is the €100 discount guaranteed for all online purchases?

Not necessarily — the discount terms are not fully disclosed on the website. Check with the insurer before finalising.

How do I cancel a policy bought through Cover in a Click?

You must cancel directly with the insurer. Cover in a Click cannot cancel or amend policies.